Al & Shelley DeMelo

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January, 2014 Issue 9, Volume 1

Sharing our journey with you...

De Melo's Da News

Happy New Year. Welcome 2014!

Welcome 2014

For the new year, Al and I enjoyed the beautiful light display at the wildlife park. It was a great way to start the new year. Al and I at the wildlife park

We sure hope your first month of 2014 has been a good one, and productive.

Al and I spent the new year documenting our 2014 goals. Have you written yours? When you write them out, be sure to write them in the present moment as if you have already accomplished them. It seems if you write them in the future tense, they seem to stay in the future! We do want to accomplish these things, For example. We built a new greenhouse, instead of build a new greenhouse. hummmm

Food for Thought

No Unhealthy Foods I found an article called "8 Foods People Think Are Healthy (But Aren't)" The list is interesting. Here are the 8!

  • Agave Syrup - It’s highly processed, and super high in fructose.
  • Soy - One of the highest genetically modified crops. If you are looking for veggie protein, quinoa, pinto beans and other grains are better choices.
  • Fish - Farmed. Wild fish is much better.
  • Fruit Juice - because of the sugar. Drink veggie juice instead
  • SUBWAY! - Meats are processed and sauces are full of sugar. Make a fresh sandwich instead!
  • Cooking with Olive Oil. High heat makes it rancid. instead use coconut, grape seed, and safflower as they all have high smoke points.
  • Bragg's Amino Acids - has Soy in it. Instead use coconut amino's or himalayan salt. Once you start leaving out the salt, your taste buds adjust
  • Dairy - No matter where you are on the dairy debate, we do know most dairy produced is full of hormones and antibiotics. Since a lot of cows are less than healthy, the average content of PUS in milk is 316 million PUS cells. (UGH). Try cheeses made from cashews or brazil nuts instead, and milk from almonds, coconut, oats, rice, etc.

The moral is, don't get fooled by advertising hype on foods. .Click on the burger to jump to the story.

Wheat Belly

William Davis - Wheat Belly

Al and I were lucky to get to spend an evening with Dr William Davis the author of Wheat Belly.

Dr Davis was in town talking about his book. The basic premise is that the wheat we use today is not really the wheat of old times. It has been modified, and our bodies don't process it well. One huge take away we learned was to watch labels as the big marketing gimmick now is gluten free which really indicates the product is full of a lot of other questionable stuff. Be attentive to how your body feels when you eat certain foods. You have your own internal pharmacy inside, just be sure to pay attention to it! Click on the link above to learn about the message in the book.


Science By Numbers - Part 2

As you may recall, last month we talked about science by numbers, and how to calculate your number. In this installment, we will talk about the traits of people who have the Number 1.

Number 1's are very independent and have leadership qualities. They don't like to be told what to do and if backed into a corner can become very defensive. #1 children are able to play on their own and are not usually the cuddly type. This and more in-depth knowledge would be very handy to know if you are an employer, or a parent of a person who has the strong #1 vibration.

I have found it helpful to know this about people, especially for partnerships, relationships and hiring the right person for a position. Next month, we will explore these numbers in a little more depth.

Private Lending with George Antone

Our mentor, George Antone has shared with us his 10 keys to success in the private lending business.

  • Use Leverage everywhere -Focus on income producing activities and leveraging your time George Antone
  • Building and leading your wealth team, enhances everyone around you that is helping you build your wealth
  • Protect your assets
  • Manage your taxes with tax strategies
  • Preserve your estate
  • Avoiding financial disasters is just as important as building wealth. Remember to cover the downside.
  • Invest wisely. Do your due diligence. Review your portfolio and have income producing assets plus appreciating assets.
  • Manage your finances. Watch every penny spent and where it goes. Look at your habits (are they appropriate) Keep track of your income statements and balance sheets.
  • Mind your business. Tend to it like a garden and watch your financial garden grow.
  • Improve your financial literacy - read what others write about the subject and learn from them.
  • Adopt a wealthy mind set. Your mind set is very important.
  • Plan and visualize your success.

Well that's all for now. We are sending our best wishes to everyone! Till next month... Hearts and smiles to all!

Al & Shelley